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Taking a Personal Loan: Know the list of documents required


Do you know what are the documents required while applying a personal loan from any bank in India? Don’t worry we are here to help you to submit the required documents for Salaried Person and Self Employed Business Person too. If you are looking for a Personal Loan from a bank in India, you would require the following Personal Loan Documents to process your personal loan application in any cities, India.

List of Personal Loan Documents Required for Salaried Person

1. One passport size color photograph

2. Last 3 months Pay Slips

3. Pan Card – Xerox

4. Last 3 months Bank statement of your salaried account

5. Current Employment ID-Card – Xerox

6. Company offer letter (it’s not a mandatory – depends on bank)

7. Rented House Address Proof: Any One from the following;

  • Contact details of your salaried account – Xerox
  • Passport
  • Latest Gas bill

8. Own Residence Proof: Any One from the following;

  • Property Documents
  • Maintenance Bill
  • Electricity Bill

List of Personal Loan Documents for Self-Employed Business Person

1. One passport size color photograph

2. Pan Card – Xerox

3. Photo Identity Proof: Any One from the following;

  • Passport
  • Pan Card
  • Voters ID Card
  • Driving License (RC)

4. Rented House Residence Address Proof: Any One from the following;

  • Passport
  • Ration Card
  • Utility Bill

5. Own Residence Proof: Any One from the following;

  • Property Documents
  • Maintenance Bill
  • Electricity Bill

6. Office Address Proof: Any One from the following;

  • Property Documents (if any)
  • Maintenance Bill (if any)
  • Utility Bill

7. Office Ownership Proof (if any): Any One from the following;

  • Property Documents
  • Maintenance Bill
  • Electricity Bill

8. Business Existence Proof: Any One from the following;

  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Income Proof: Latest 2 years Income Tax Returns
  • Bank Statement: Latest 6 months bank statement both current and savings.

If you are ready with the above mentioned documents, you are eligible for applying personal loan from any bank in India.

source image: icici bank

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